How do I add funds to my wallet?

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• What happens when I do not have enough credits in my wallet?

  When you have insufficient credits, your application cannot make calls to the Okra API. To ensure uninterrupted service for your users, enable the automatic top-up function in the Dashboard. Alternatively, you can manually add funds to your wallet ...

• What is an Okra wallet?

  Okra uses wallets to handle payments for the services and products that you use. For example, Okra debits your wallet after certain API calls and your subscription fees. Okra’s wallets use credits, and the rate of 1 credit is fixed at 1 USD. Okra ...

• Will I be charged VAT under the new credit system?

  When you add funds to your wallet, you are charged VAT on the total cost of credits. There is no VAT charge on your credit usage or individual API calls.

• Do paid endpoints return the wallet balance in currency or in credits?

  All paid endpoint operations, like nuban-verify and bvn-verify return a receipt object in the response. Next to billing information, this object also contains the wallet balance in credits.

• I want to top up my wallet using Naira. How is it converted to Okra credits?

  Naira top-ups are converted to Okra credits at the prevailing USD floating rate.